Q&A: My shares are down 90% WWYD, best time to invest, finding IPOs, W-8BEN forms & moving from a robo-adviser

<p>It's time for another listener Q&A episode!</p><p>Today, Kate Campbell, Owen Rask and financial adviser Drew Meredith answer your questions. Topics in this episode include:</p><p>- When is the best time to invest</p><p>- What are Initial Public Offerings (IPOs) and where to find them</p><p>- Moving from a robo-adviser to a DIY broker</p><p>- Buying US shares</p><p>- Managing investment losses</p><p>- A reminder to protect your data</p><p>Remember to send your questions our way for our next Q&A session<...